{"id":132896,"date":"2021-06-19T12:14:02","date_gmt":"2021-06-19T09:14:02","guid":{"rendered":"https:\/\/www.btv.md\/?p=132896"},"modified":"2021-06-19T12:14:02","modified_gmt":"2021-06-19T09:14:02","slug":"cetatenii-au-imprumutat-de-la-banci-peste-3-miliarde-de-lei-in-luna-mai","status":"publish","type":"post","link":"https:\/\/www.btv.md\/ro\/cetatenii-au-imprumutat-de-la-banci-peste-3-miliarde-de-lei-in-luna-mai\/","title":{"rendered":"Cet\u0103\u021benii au \u00eemprumutat de la b\u0103nci peste 3 miliarde de lei, \u00een luna mai"},"content":{"rendered":"<p><strong>Din perspectiva termenelor de acordare, cele mai atractive (circa 54%) r\u0103m\u00e2n creditele luate pe o perioad\u0103 de la 2 p\u00e2n\u0103 la 5 ani. Din perspectiva scopului creditelor acordate, creditele de consum au de\u021binut cea mai mare pondere. De regul\u0103, solicitan\u021bii se \u00eemprumut\u0103 de la b\u0103nci \u00een lei moldovene\u0219ti, ponderea creditelor \u00een moneda na\u021bional\u0103 fiind de circa 75%, transmite\u00a0 <a href=\"https:\/\/stiri.md\/article\/economic\/cetatenii-au-imprumutat-de-la-banci-peste-3-miliarde-de-lei-in-luna-mai\">\u0218tiri.md<\/a>.<\/strong><\/p>\n<p>Potrivit datelor B\u0103ncii Na\u021bionale a Moldovei, creditele \u00een moneda na\u021bional\u0103 au fost reprezentate, preponderent, de creditele acordate persoanelor fizice (53,7%) \u0219i de creditele acordate societ\u0103\u021bilor comerciale nefinanciare (39,6%). \u00cen creditele acordate societ\u0103\u021bilor comerciale nefinanciare prevaleaz\u0103 creditele acordate comer\u021bului (50,5%).<\/p>\n<p>Rata medie la creditele noi acordate \u00een moneda na\u021bional\u0103 a constituit 6,81%. Comparativ cu luna precedent\u0103, rata medie, la creditele \u00een lei moldovene\u0219ti, s-a mic\u0219orat cu 0,24 puncte procentuale. Persoanelor juridice le-au fost acordate credite cu o rat\u0103 medie de 8,2%, persoanelor fizice care practic\u0103 activitate \u2013 cu o rat\u0103 de 8,96%, iar persoanelor fizice \u2013 cu o rat\u0103 de 5,57%.<\/p>\n<p>\u00cen structura creditelor acordate \u00een luna mai 2021, 22,1% reprezint\u0103 creditele \u00een valut\u0103, al c\u0103ror volum recalculat \u00een lei moldovene\u0219ti a constituit 730,5 milioane de lei (-12,2% fa\u021b\u0103 de luna precedent\u0103 \u0219i +44,5% fa\u021b\u0103 de mai 2020).<\/p>\n<p>Totodat\u0103, 3% revin creditelor ata\u0219ate la cursul valutei, care au constituit 98,7 milioane lei (de 2,1 ori mai mult fa\u021b\u0103 de luna precedent\u0103 \u0219i +68,2% fa\u021b\u0103 de luna mai 2020).<\/p>\n<p>Foto: \u0218tiri.md.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Din perspectiva termenelor de acordare, cele mai atractive (circa 54%) r\u0103m\u00e2n creditele luate pe o perioad\u0103 de la 2 p\u00e2n\u0103 la 5 ani. Din perspectiva scopului creditelor acordate, creditele de consum au de\u021binut cea mai mare pondere. De regul\u0103, solicitan\u021bii se \u00eemprumut\u0103 de la b\u0103nci \u00een lei moldovene\u0219ti, ponderea creditelor \u00een moneda na\u021bional\u0103 fiind de [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":132897,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6369],"tags":[26696,26697],"class_list":["post-132896","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie-ro","tag-cetatenii-au-imprumutat-de-la-banci-peste-3-miliarde-de-lei","tag-in-luna-mai"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Cet\u0103\u021benii au \u00eemprumutat de la b\u0103nci peste 3 miliarde de lei, \u00een luna mai - BTV<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.btv.md\/ro\/cetatenii-au-imprumutat-de-la-banci-peste-3-miliarde-de-lei-in-luna-mai\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cet\u0103\u021benii au \u00eemprumutat de la b\u0103nci peste 3 miliarde de lei, \u00een luna mai - BTV\" \/>\n<meta property=\"og:description\" content=\"Din perspectiva termenelor de acordare, cele mai atractive (circa 54%) r\u0103m\u00e2n creditele luate pe o perioad\u0103 de la 2 p\u00e2n\u0103 la 5 ani. Din perspectiva scopului creditelor acordate, creditele de consum au de\u021binut cea mai mare pondere. De regul\u0103, solicitan\u021bii se \u00eemprumut\u0103 de la b\u0103nci \u00een lei moldovene\u0219ti, ponderea creditelor \u00een moneda na\u021bional\u0103 fiind de [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.btv.md\/ro\/cetatenii-au-imprumutat-de-la-banci-peste-3-miliarde-de-lei-in-luna-mai\/\" \/>\n<meta property=\"og:site_name\" content=\"BTV\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/btvmoldova\/\" \/>\n<meta property=\"article:published_time\" content=\"2021-06-19T09:14:02+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.btv.md\/wp-content\/uploads\/2021\/06\/29147da74e0a54a4d837347997bc9c43.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"809\" \/>\n\t<meta property=\"og:image:height\" content=\"456\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:label1\" content=\"Scris de\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Timp estimat pentru citire\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minut\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.btv.md\\\/ro\\\/cetatenii-au-imprumutat-de-la-banci-peste-3-miliarde-de-lei-in-luna-mai\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.btv.md\\\/ro\\\/cetatenii-au-imprumutat-de-la-banci-peste-3-miliarde-de-lei-in-luna-mai\\\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\\\/\\\/www.btv.md\\\/#\\\/schema\\\/person\\\/b459536a60194184218c40dec648134d\"},\"headline\":\"Cet\u0103\u021benii au \u00eemprumutat de la b\u0103nci peste 3 miliarde de lei, \u00een luna mai\",\"datePublished\":\"2021-06-19T09:14:02+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.btv.md\\\/ro\\\/cetatenii-au-imprumutat-de-la-banci-peste-3-miliarde-de-lei-in-luna-mai\\\/\"},\"wordCount\":241,\"image\":{\"@id\":\"https:\\\/\\\/www.btv.md\\\/ro\\\/cetatenii-au-imprumutat-de-la-banci-peste-3-miliarde-de-lei-in-luna-mai\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.btv.md\\\/wp-content\\\/uploads\\\/2021\\\/06\\\/29147da74e0a54a4d837347997bc9c43.jpg\",\"keywords\":[\"Cet\u0103\u021benii au \u00eemprumutat de la b\u0103nci peste 3 miliarde de lei\",\"\u00een luna mai\"],\"articleSection\":[\"Economie\"],\"inLanguage\":\"ro-RO\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.btv.md\\\/ro\\\/cetatenii-au-imprumutat-de-la-banci-peste-3-miliarde-de-lei-in-luna-mai\\\/\",\"url\":\"https:\\\/\\\/www.btv.md\\\/ro\\\/cetatenii-au-imprumutat-de-la-banci-peste-3-miliarde-de-lei-in-luna-mai\\\/\",\"name\":\"Cet\u0103\u021benii au \u00eemprumutat de la b\u0103nci peste 3 miliarde de lei, \u00een luna mai - 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