{"id":23577,"date":"2017-05-02T17:17:09","date_gmt":"2017-05-02T14:17:09","guid":{"rendered":"http:\/\/btv.md\/?p=23577"},"modified":"2017-05-02T17:45:39","modified_gmt":"2017-05-02T14:45:39","slug":"nu-mai-au-bancnote-in-portofel","status":"publish","type":"post","link":"https:\/\/www.btv.md\/ro\/nu-mai-au-bancnote-in-portofel\/","title":{"rendered":"NU MAI AU BANCNOTE \u00ceN PORTOFEL"},"content":{"rendered":"<p><strong>Dezvoltarea tehnologic\u0103 \u0219i noile modalit\u0103\u021bi de plat\u0103 fac tot mai posibil\u0103 trecerea c\u0103tre o economie f\u0103r\u0103 cash, iar inten\u021biile cet\u0103\u021benilor nu sunt cu mult \u00een urma.\u00a0<\/strong><strong>Potrivit sondajului \u201cO societate f\u0103r\u0103 cash\u201d, dat publicitatii de ING, 1 din 5 europeni (21%) arareori poart\u0103 la el bancnote sau monede, \u00een timp ce\u00a0o treime (34%) ar alege s\u0103 renun\u021be cu totul la cash dac\u0103 ar avea aceasta optiune<\/strong><strong>, scrie <a href=\"http:\/\/protv.md\/\">protv.md<\/a>.<\/strong><\/p>\n<p>\u021a\u0103rile mai dezvoltate, precum Marea Britanie sau Olanda, au unele dintre cele mai sofisticate infrastructuri de plata digitala din lume si, cu toate ca apetitul locuitorilor de a renunta la cash este considerabil, nu au reprezentat cele mai mari procente dintre tarile chestionate, acestea situandu-se numai la 21%, respectiv 23%.\u00a0<\/p>\n<p>Pe de alta parte, in tarile emergente precum Turcia, Polonia si Romania, unde tehnologia digitala de plati nu este atat de avansata, apetitul pentru o viata fara cash este considerabil mai mare (42%, 40%, respectiv 38%). Acest lucru poate sugera ca dezvoltarea tehnologica, dar si confortul pot fi factori importanti in preferintele consumatorilor.<\/p>\n<p>La nivel european, studiul arata o scadere constanta in obiceiul de a utiliza bani lichizi, cu peste jumatate dintre respondenti (54%) folosind mai putin cash in ultimele 12 luni si 78% dintre acestia previzionand o scadere si mai mare in urmatorul an.<\/p>\n<p>Cashul isi pierde suprematia, dar nu dispare<\/p>\n<p>Acum cateva decenii aproape toate cheltuielile se faceau folosind bani lichizi. Astazi, noile metode de plata, precum cardurile contactless sau portofelele digitale, au determinat 50% dintre europeni sa raspunda ca s-ar simti relaxati fara bani lichizi cel putin o saptamana si 29% sunt de parere ca pot rezista pe un termen nedefinit.<\/p>\n<p>Totodata, alternativele la plata cash au determinat 68% dintre respondenti sa aleaga sa cumpere de la magazine care accepta doar plati fara cash, in detrimentul celorlalte, daca li se ofera aceasta optiune.\u00a0<\/p>\n<p>In realitate, insa, chiar si in tari cu o tehnologie avansata de plati, majoritatea europenilor (88%) aleg tot bancnotele pentru plati cotidiene mici, cu o valoare pana la echivalentul a 10 euro, cum ar fi o cafea, o gustare sau cheltuieli de transport.<\/p>\n<p>Mai bine de o jumatate dintre respondenti (57%) au in portofel echivalentul a 40 de euro si 82% au folosit bancnote in ultimele trei zile.<\/p>\n<p>In acelasi timp, 55% dintre europeni cred ca nivelul de securitate atunci cand fac plati digitale este \u201eridicat\u201d sau \u201efoarte ridicat\u201d. Numai 11% considera ca este \u201escazut\u201d sau \u201efoarte scazut\u201d.<\/p>\n<p>\u00a0Sondajul, la care au participat \u00a0aproape 15.000 de persoane din 15 tari, a fost realizat in perioada 7-27 februarie 2017.<\/p>\n<p>In Suedia, 4 din 5 produse cumparate sunt achitate cu cardul<\/p>\n<p>Plata pentru patru din cinci produse achizitionate in Suedia se face cu cardul, iar localnicii fac 260 de tranzactii electronice pe an, arata un raport citat de presa locala. In aceste conditii, ATM-urile sunt din ce in ce mai putin folosite, iar Suedia ar putea deveni, intr-un timp relativ scurt, prima tara din lume care renunta total la numerar, scrie Business Insider. Totodata, potrivit unor date ale Federatiei de schimb suedeze, preluate de Bloomberg, bancnotele nationale sunt folosite in numai 20% din tranzactiile din magazine.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dezvoltarea tehnologic\u0103 \u0219i noile modalit\u0103\u021bi de plat\u0103 fac tot mai posibil\u0103 trecerea c\u0103tre o economie f\u0103r\u0103 cash, iar inten\u021biile cet\u0103\u021benilor nu sunt cu mult \u00een urma.\u00a0Potrivit sondajului \u201cO societate f\u0103r\u0103 cash\u201d, dat publicitatii de ING, 1 din 5 europeni (21%) arareori poart\u0103 la el bancnote sau monede, \u00een timp ce\u00a0o treime (34%) ar alege s\u0103 [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":23578,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6354],"tags":[],"class_list":["post-23577","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-externe-ro"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>NU MAI AU BANCNOTE IN PORTOFEL<\/title>\n<meta name=\"description\" content=\"Dezvoltarea tehnologic\u0103 \u0219i noile modalit\u0103\u021bi de plat\u0103.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.btv.md\/ro\/nu-mai-au-bancnote-in-portofel\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta 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