{"id":70811,"date":"2020-03-15T13:01:24","date_gmt":"2020-03-15T11:01:24","guid":{"rendered":"http:\/\/www.btv.md\/?p=70811"},"modified":"2020-03-15T13:01:24","modified_gmt":"2020-03-15T11:01:24","slug":"romania-protectia-sonsumatorilor-cere-amanarea-cu-90-de-zile-a-platii-ratelor-bancare","status":"publish","type":"post","link":"https:\/\/www.btv.md\/ro\/romania-protectia-sonsumatorilor-cere-amanarea-cu-90-de-zile-a-platii-ratelor-bancare\/","title":{"rendered":"Rom\u00e2nia: Protec\u021bia \u0441onsumatorilor cere am\u00e2narea cu 90 de zile a pl\u0103\u021bii ratelor bancare"},"content":{"rendered":"

Autoritatea Na\u0163ional\u0103 pentru Protec\u0163ia Consumatorilor (ANPC) analizeaz\u0103 din perspectiva afect\u0103rii interesului economic al consumatorului am\u00e2narea pl\u0103\u0163ii ratelor bancare cu 90 de zile, \u00een contextul pandemiei de coronavirus.<\/strong><\/p>\n

\u201d\u00cen prezent, propun din perspectiva afect\u0103rii interesului economic al consumatorului luarea \u00een calcul a unei am\u00e2n\u0103ri de plat\u0103 pentru 90 de zile a ratelor bancare pentru rom\u00e2nii care au credite imobiliare, \u015fi nu numai, bine\u00een\u0163eles cu respectarea contractelor, a legisla\u0163iei privind creditarea, precum \u015fi a normelor B\u0103ncii Na\u0163ionale a Rom\u00e2niei\u201d, a declarat Paul Anghel, directorul general al ANPC.<\/p>\n

\u00cen prezent, ANPC supravegheaz\u0103 pia\u0163a financiar-bancar\u0103 din Rom\u00e2nia, pentru a pre\u00eent\u00e2mpina orice neregul\u0103 \u00een domeniu, venind \u015fi cu recomand\u0103ri pentru clien\u0163ii b\u0103ncilor.<\/p>\n

\u201dFiecare operator financiar-bancar trebuie s\u0103 pun\u0103 la dispozi\u0163ia consumatorilor un num\u0103r de telefon pentru reclama\u0163ii, astfel evit\u00e2ndu-se \u00een anumite situa\u0163ii deplasarea la sediul b\u0103ncii sau s\u0103 se adreseze prin po\u015fta electronic\u0103.
\n\u00cen contextul actual dorim s\u0103 inform\u0103m consumatorii c\u0103 pentru orice situa\u0163ie \u00eent\u00e2mpinat\u0103 privind produsele \u015fi serviciile bancare s\u0103 apeleze la numerele de telefon puse la dispozi\u0163ie de b\u0103nci pentru a evita deplasarea la sediul acestora.<\/p>\n

\u00cen situa\u0163ia \u00een care r\u0103spunsul operatorului financiar- bancar v\u0103 nemul\u0163ume\u015fte, v\u0103 pute\u0163i adresa institu\u0163iei noastre cu o reclama\u0163ie doar prin po\u015fta electronic\u0103, prin formularul on-line pe site-ul ANPC sau prin fax\u201d, afirm\u0103 directorul general al ANPC.<\/p>\n

Acesta recomand\u0103 consumatorilor s\u0103 evite pe c\u00e2t posibil deplasarea la sediul b\u0103ncilor, s\u0103 efectueze tranzac\u0163ii on-line sau prin intermediul cardului la bancomat (ATM)\/multifunc\u0163ionale (MFM) \u015fi s\u0103 evite utilizarea banilor cash, pentru protejarea s\u0103n\u0103t\u0103\u0163ii.<\/p>\n

Potrivit sursei citate, cea mai sigur\u0103 metod\u0103 de plat\u0103, at\u00e2t pentru consumatori c\u00e2t \u015fi pentru operatorii economici, sunt pl\u0103\u0163ile electronice, fie la distan\u0163\u0103 \u00een cazul comer\u0163ului online c\u00e2t \u015fi \u00een mediul fizic: carduri contactless, telefoane \u015fi alte dispozitive de plat\u0103.<\/p>\n

\u00cen cazul \u00een care clien\u0163ii s-au adresat personal la sediul b\u0103ncii din diverse motive, inclusiv semnare de documente, ei trebuie s\u0103 se asigure c\u0103 orice aspect solicitat a fost l\u0103murit sau orice document necesar a fost semnat, pentru a evita deplasarea \u00een timp scurt din nou la banc\u0103.<\/p>\n

\u201d\u00cen cazul consumatorilor afla\u0163i \u00een carantin\u0103 sau izolare la domiciliu, operatorii financiari trebuie s\u0103 aib\u0103 deschidere \u00een vederea unor solu\u0163ii pe cale amiabil\u0103\u201d, a ad\u0103ugat Paul Anghel.<\/p>\n

\u0218i ministrul Finan\u021belor vrea am\u00e2narea pl\u0103\u021bii ratelor bancare<\/p>\n

Ministrul Finan\u0163elor Publice, Florin C\u00ee\u0163u, a declarat s\u00e2mb\u0103t\u0103 seara c\u0103 a avut discu\u0163ii cu sistemul bancar \u015fi a cerut reprezentan\u0163ilor acestuia s\u0103 g\u0103seasc\u0103 solu\u0163ii pentru am\u00e2narea, timp de dou\u0103-trei luni, a pl\u0103\u0163ii ratelor.<\/p>\n

\u201dAm vorbit vineri cu sistemul bancar. Am avut discu\u0163ii informale. \u015ei asta a fost cerin\u0163a mea c\u0103tre sistemul bancar: s\u0103 g\u0103seasc\u0103 solu\u0163ii pentru am\u00e2narea, dou\u0103- trei luni de zile, a ratelor.
\nBine\u00een\u0163eles, aici se va face \u00een corelare cu regulamentul B\u0103ncii Na\u0163ionale. Dar sunt optimist c\u0103 aceast\u0103 solu\u0163ie va fi adoptat\u0103\u201d, a spus C\u00ee\u0163u.<\/p>\n

\u00centrebat dac\u0103 aceast\u0103 m\u0103sur\u0103 va fi valabil\u0103 pentru toat\u0103 lumea sau doar pentru cei afla\u0163i \u00een carantin\u0103 sau \u00een izolare la domiciliu, ministrul a r\u0103spuns c\u0103 nu cunoa\u015fte detaliile, dar sper\u0103 s\u0103 fie extins\u0103 la c\u00e2t mai multe persoane.<\/p>\n

Din cauza epidemiei de coronavirus, plata ratelor la creditele ipotecare a fost suspendat\u0103 pe \u00eentreg teritoriul Italiei.<\/p>\n

Sursa: Agerpres<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Autoritatea Na\u0163ional\u0103 pentru Protec\u0163ia Consumatorilor (ANPC) analizeaz\u0103 din perspectiva afect\u0103rii interesului economic al consumatorului am\u00e2narea pl\u0103\u0163ii ratelor bancare cu 90 de zile, \u00een contextul pandemiei de coronavirus. \u201d\u00cen prezent, propun din perspectiva afect\u0103rii interesului economic al consumatorului luarea \u00een calcul a unei am\u00e2n\u0103ri de plat\u0103 pentru 90 de zile a ratelor bancare pentru rom\u00e2nii care […]<\/p>\n","protected":false},"author":4,"featured_media":70813,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6369,6377],"tags":[11845],"class_list":["post-70811","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie-ro","category-stiri","tag-protectia-consumatorilor-cere-amanarea-cu-90-de-zile-a-platii-ratelor-bancare"],"yoast_head":"\nRom\u00e2nia: Protec\u021bia \u0441onsumatorilor cere am\u00e2narea cu 90 de zile a pl\u0103\u021bii ratelor bancare - 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