{"id":7612,"date":"2016-02-23T18:38:13","date_gmt":"2016-02-23T15:38:13","guid":{"rendered":"http:\/\/btv.md\/?p=7612"},"modified":"2016-02-23T18:38:13","modified_gmt":"2016-02-23T15:38:13","slug":"situatia-politica-din-tara-afecteaza-sistemul-bancar","status":"publish","type":"post","link":"https:\/\/www.btv.md\/ro\/situatia-politica-din-tara-afecteaza-sistemul-bancar\/","title":{"rendered":"SITUA\u021aIA  POLITIC\u0102  DIN  \u021aAR\u0102  AFECTEAZ\u0102  SISTEMUL  BANCAR"},"content":{"rendered":"<p><strong>Creditele vor deveni \u0219i mai scumpe pe parcursul anului curent, ca urmare a situa\u021biei  politice dificile din \u021bar\u0103, spun unii exper\u021bi economici. De cealalt\u0103 parte, reprezentan\u021bii b\u0103ncilor vin cu alte prognoze \u0219i afirm\u0103 c\u0103 rata dob\u00e2nzile creditelor ar putea reveni la 12 la sut\u0103.<\/strong><\/p>\n<p>\u201e<em>\u00cen anul 2015 creditele bancare s-au scumpit \u00een medie cu 5 la sut\u0103. Dac\u0103 vorbim de rata medie la credite, aceasta la \u00eenceputul anului era de 11,6 la %, iar spre sf\u00e2r\u0219itul anului deja de 16,8 %. \u00cen 2016, conform prognozelor B\u0103ncii Na\u021bionale a Moldovei, rata dob\u00e2nzii la credite s-ar putea diminua \u0219i spre sf\u00e2r\u0219itul anului am putea \u00eenregistra o rat\u0103 de 12 sau 14 % la credite<\/em>\u201d.<\/p>\n<p>Exper\u021bii economici nu sunt at\u00e2t de optimi\u0219ti \u0219i consider\u0103 c\u0103 situa\u021bia s-ar putea agrava \u0219i \u00een acest an.<\/p>\n<p>\u201e<em>Ar fi fost necesar\u0103 o implicare mai activ\u0103 a Bancii Na\u021bionale a Moldovei \u00een reglarea ratei dob\u00e2nzii pentru creditele valutare \u0219i \u00een lei. Eu personal, consider c\u0103 ac\u021biunile B\u0103ncii Na\u021bionale au fost cam \u00eent\u00e2rziate \u0219i ineficiente. Reprezentan\u021bii mediului de afaceri \u00eenvinuiesc Banca Na\u021bional\u0103 \u0219i politica practicat\u0103 de ea. Potrivit lor, astfel, businesul va fi pus \u00een genunchi<\/em>\u201d.<\/p>\n<p>Reprezentan\u021bii b\u0103ncilor recunosc, c\u0103 cel mai mult a avut de suferit mediul de afaceri \u0219i c\u0103 scumpirea creditelor a determinat diminuarea num\u0103rului clien\u021bilor.<\/p>\n<p>\u201e<em>Num\u0103rul de clien\u021bi s-a diminuat din cauza ratelor mari. Acestea au devenit inaccesibile. Cel mai mult au avut de suferit oamenii de afacer pentru c\u0103 bussinesul existent nu este at\u00e2t de rentabil \u00eenc\u00e2t s\u0103 pl\u0103teasc\u0103 dob\u00e2nzile \u00eenalte la credit<\/em>\u201d.<\/p>\n<p>La moment, cele mai solicitate credite sunt \u00een lei. Pentru persoanele fizice rata medie este de 16,45 la sut\u0103, iar pentru cele juridice de 15,95.<\/p>\n<p><iframe width=\"420\" height=\"315\" data-src=\"https:\/\/www.youtube.com\/embed\/V8zBKj3mlac\" frameborder=\"0\" allowfullscreen src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" data-load-mode=\"1\"><\/iframe><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Creditele vor deveni \u0219i mai scumpe pe parcursul anului curent, ca urmare a situa\u021biei politice dificile din \u021bar\u0103, spun unii exper\u021bi economici. De cealalt\u0103 parte, reprezentan\u021bii b\u0103ncilor vin cu alte prognoze \u0219i afirm\u0103 c\u0103 rata dob\u00e2nzile creditelor ar putea reveni la 12 la sut\u0103. \u201e\u00cen anul 2015 creditele bancare s-au scumpit \u00een medie cu 5 [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":7613,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[],"class_list":["post-7612","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-balti"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>SITUA\u021aIA POLITIC\u0102 DIN \u021aAR\u0102 AFECTEAZ\u0102 SISTEMUL BANCAR - BTV<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.btv.md\/ro\/situatia-politica-din-tara-afecteaza-sistemul-bancar\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"SITUA\u021aIA POLITIC\u0102 DIN \u021aAR\u0102 AFECTEAZ\u0102 SISTEMUL BANCAR - BTV\" \/>\n<meta property=\"og:description\" content=\"Creditele vor deveni \u0219i mai scumpe pe parcursul anului curent, ca urmare a situa\u021biei politice dificile din \u021bar\u0103, spun unii exper\u021bi economici. De cealalt\u0103 parte, reprezentan\u021bii b\u0103ncilor vin cu alte prognoze \u0219i afirm\u0103 c\u0103 rata dob\u00e2nzile creditelor ar putea reveni la 12 la sut\u0103. \u201e\u00cen anul 2015 creditele bancare s-au scumpit \u00een medie cu 5 [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.btv.md\/ro\/situatia-politica-din-tara-afecteaza-sistemul-bancar\/\" \/>\n<meta property=\"og:site_name\" content=\"BTV\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/btvmoldova\/\" \/>\n<meta property=\"article:published_time\" content=\"2016-02-23T15:38:13+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.btv.md\/wp-content\/uploads\/2016\/02\/credite.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1019\" \/>\n\t<meta property=\"og:image:height\" content=\"553\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:label1\" content=\"Scris de\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Timp estimat pentru citire\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minut\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.btv.md\\\/ro\\\/situatia-politica-din-tara-afecteaza-sistemul-bancar\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.btv.md\\\/ro\\\/situatia-politica-din-tara-afecteaza-sistemul-bancar\\\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\\\/\\\/www.btv.md\\\/#\\\/schema\\\/person\\\/8fadce81561b3ce2c34c46dadc4ccbf2\"},\"headline\":\"SITUA\u021aIA POLITIC\u0102 DIN \u021aAR\u0102 AFECTEAZ\u0102 SISTEMUL BANCAR\",\"datePublished\":\"2016-02-23T15:38:13+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.btv.md\\\/ro\\\/situatia-politica-din-tara-afecteaza-sistemul-bancar\\\/\"},\"wordCount\":303,\"image\":{\"@id\":\"https:\\\/\\\/www.btv.md\\\/ro\\\/situatia-politica-din-tara-afecteaza-sistemul-bancar\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.btv.md\\\/wp-content\\\/uploads\\\/2016\\\/02\\\/credite.png\",\"articleSection\":[\"\u0413\u043e\u0440\u043e\u0434\"],\"inLanguage\":\"ro-RO\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.btv.md\\\/ro\\\/situatia-politica-din-tara-afecteaza-sistemul-bancar\\\/\",\"url\":\"https:\\\/\\\/www.btv.md\\\/ro\\\/situatia-politica-din-tara-afecteaza-sistemul-bancar\\\/\",\"name\":\"SITUA\u021aIA POLITIC\u0102 DIN \u021aAR\u0102 AFECTEAZ\u0102 SISTEMUL BANCAR - 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